Community Investment Center
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Midwest Minnesota Community Development Corporation


Commercial Loan Program lends to businesses serving a public purpose, allowing them to expand and create more jobs.

Home Loan Division provides affordable loans by using a combination of low-interest loan products and down payment assistance. Home purchases and repairs are targeted to low- and moderate-income individuals and families.

New Markets Tax Credits (NMTCs) are credits for individual and corporate taxpayers against federal income taxes for investing in Community Development Entities. MMCDC has been awarded a total of $115 million in NMTCs by the U.S. Department of Treasury to expand lending and investing to growth stage companies and real estate projects in low-income and rural areas.

Northwest Minnesota Housing Cooperative addresses affordable rural housing shortages by building quality, affordable homes in northwest Minnesota.

The Partnership to Supply Affordable Housing provides property management services.

White Earth Investment Initiative focuses on community, economic, and housing development on the White Earth Indian Reservation.

Community Development Bank serves residents of the White Earth Reservation in northern Minnesota. MMCDC is the majority shareholder.

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