NNB provides traditional banking services including checking and savings accounts, as well as
special accounts that provide opportunities to those who are underserved or working in underserved
communities. Through NNB's lending programs, the bank works to help entrepreneurs and businesses
create and retain jobs, especially for low to moderate income individuals. NNB provides lines of
credit, commercial loans, short and long term loans, and SBA loans. NNB is a preferred SBA lender,
and as such can work quickly to meet customers’ SBA loan needs.
One particular loan
program, SCOPE (Special Credit Opportunity Program Enterprise), allows NNB to offer loans to
businesses in targeted neighborhoods, with incentives and interest rate discounts based on their
willingness to stay in these communities and hire workers from the local community.
NNB's affiliates, NOC and NCA help the bank further its mission of community development by
offering additional services which compliment those offered by NNB. NOC provides technical
assistance and established a database of services to residents, businesses and community groups.
More specially, NOC offers financial literacy to members of the communities while NCA facilitates
the investment of capital into small businesses and community development.