- Loan Program: CEF provides small business loans between $1,000 and $250,000 to entrepreneurs who are unable to obtain financing from traditional sources. CEF lends money to both start-up and existing businesses. Clients must have a strong business plan in order to demonstrate a market and their abilities to implement the plan. Loan funds can be used for equipment and inventory, working capital, marketing expenses, receivables financing and other start-up costs.
- Childcare Loan Program: In 1998, CEF established a special loan program for child care providers to enable them to better meet the needs of their communities. CEF loans money to childcare providers who use the loans to remodel the childcare centers and purchase updated educational resources for the children.
- Management Assistance: CEF provides Management Assistance to entrepreneurs who qualify for loans under their program. Once an applicant becomes a borrower, he/she will have further access to one-on-one consulting, focusing on cash flow management, marketing, profitability analysis and technology issues.
Investments by public, private and corporate sources, as well as institutions such as Calvert Foundation, provide lending capital to CEF.