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Carver State Bank


Carver State Bank is a full-service financial institution that offers a broad array of depository and lending services in addition to numerous outreach and community development programs that target residents of distressed communities in the Savannah area.

Demand Deposit Services include Regular Checking, College Accounts, Advantage Checking, Advantage Checking Plus, Senior Club, the Now Account, Second Chance Checking, and Individual Development Accounts. Savings and Investment Services include First Account Savings, Convenience Savings, Money Market Accounts, Individual Retirement Accounts, and Certificates of Deposit. The terms and conditions governing the bank's savings and checking account products meet the Treasury department's definition of a "First Account."

Lending Services include both consumer and commercial loan products. The consumer products are unsecured personal loans, education loans, home improvement, auto loans, and a variety of residential mortgage loan products, such as first time homebuyer, VA, FHA, Conventional, and Credit Rebuilder loans. Carver participates in the City of Savannah's "Dream Maker Homeownership" program, as well as the USDA Down Payment Assistance Program.

Commercial Lending Services include small business loans, commercial real estate development, residential investment property, as well as financing for churches and other nonprofit organizations.

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