Carver State Bank is a full-service financial institution that offers a broad array of depository
and lending services in addition to numerous outreach and community development programs that
target residents of distressed communities in the Savannah area.
Demand Deposit Services
include Regular Checking, College Accounts, Advantage Checking, Advantage Checking Plus, Senior
Club, the Now Account, Second Chance Checking, and Individual Development Accounts. Savings and
Investment Services include First Account Savings, Convenience Savings, Money Market Accounts,
Individual Retirement Accounts, and Certificates of Deposit. The terms and conditions governing
the bank's savings and checking account products meet the Treasury department's definition of a
Lending Services include both consumer and commercial loan products. The
consumer products are unsecured personal loans, education loans, home improvement, auto loans, and
a variety of residential mortgage loan products, such as first time homebuyer, VA, FHA,
Conventional, and Credit Rebuilder loans. Carver participates in the City of Savannah's "Dream
Maker Homeownership" program, as well as the USDA Down Payment Assistance Program.
Commercial Lending Services include small business loans, commercial real estate development,
residential investment property, as well as financing for churches and other nonprofit