Commercial Lending The Ventures Fund offers loans from as little as $1,000 to large,
multi-million dollar loans.
Under its Environmental Stewardship Initiative,
it provides business guidance and flexible financing to smart growth and green businesses that
conserve natural resources.
The Real Estate and Community Facilities Fund
provides loans and technical assistance to nonprofit and for-profit entities creating real estate
developments, child care facilities, charter schools, supportive housing and health care
Home Loan Secondary Market Through its Home Loan Secondary Market
Program, Self-Help purchases responsible mortgages from banks, freeing more of the bank's capital
for new home loans to low- and moderate-income borrowers. Begun as a pilot project in 1994 in
North Carolina, the program has expanded nationwide in partnership with 36 lenders, the Ford
Foundation and Fannie Mae. This program has financed more than $4.3 billion in affordable home
loans in 47 states and the District of Columbia, benefiting more than 48,000 low-wealth families
across the U.S.
Commercial Real Estate Development>b>
Self-Help has purchased,
renovated and leased 17 abandoned or underused downtown commercial buildings throughout North
Carolina and Washington, D.C. Restoration of these historically significant properties combined
with Self-Help's commercial lending programs support local efforts to revitalize urban centers.