WSFCU specializes in consumer lending and provides personal and other loans, including: signature
loans, credit card loans, share secured loans, estate loans, and incentive loans. These loans are
meant to meet the needs of individuals considered un-bankable by traditional banking institutions.
Personalized loan programs, based on creditworthiness, are formed to fit the customer's specific
In addition to joining WSFCU a member must be feminist and either belong to one of the
thirty common bond groups that is affiliated with WSFCU or be a member of the immediate family of a
current WSFCU member. In 2004 the credit union added an underserved area to their membership
eligibility, enabling members of this community to join without having to pay a membership fee to a
common bond group. While the majority of clients are female, qualified men are eligible for
A variety of accounts, including savings and checking accounts, were added in
2005, and certificates of deposit (CDs). In an effort to be responsive to its members' needs,
WSFCU continually reviews and adapts its products and services to change with the community.
Services are tailored to the members' needs. Ex: For members with disabilities we tailor our
services to meet their needs. If they need a check or want to make a deposit they are able to call
the credit union and the staff will go outside and conduct business from their car. This saves
time for members who are in wheelchairs and unable to get around easily.
individuals, as well as institutions such as Calvert Foundation, provide lending capital to WSFCU.