ShoreBank offers a number of conventional financial products to fit consumer and small business
needs, including specific expertise with community-based transactions. ShoreBank has expertise in
working with community organizations such as faith-based organizations and childcare centers.
Products include fully secured credit, fixed asset term loans, working capital lines of credit,
asset based lending, and commercial mortgages. ShoreBank also provides investments for working
capital, equipment purchases, construction projects, business acquisition, debt restructuring, and
other business purposes to early-stage companies with strong business plans and to established
firms that have an identified growth opportunity but may not qualify for traditional bank
financing. Most recently, ShoreBank launched its Rescue Loan Program which helps consumers trapped
in subprime mortgages and adjustable rate loans move into a 30-year fixed rate loan with reasonable
terms. ShoreBank has over 40,000 deposit accounts, over 1,500 real estate loan customers, over
1,000 nonprofit accounts, and over 300 accounts with faith-based institutions.