Southern Bancorp Capital Partners uses two primary methods to achieve its mission of rural revitalization:
- Strategic Community Planning and Implementation - SBCP has
developed a comprehensive, geographically-targeted, bank-centered, rural development strategy that
drives community development. In each target community, Southern builds long term partnerships
with residents, local leaders, the business community, nonprofits, and other stakeholders to
establish community goals, build capacity to achieve them, and maintain momentum until the goals
are achieved and the community begins to turn around.
- Lending and Technical
Assistance - As a certified Community Development Financial Institution, SBCP uses lending to
promote economic and community development in underserved areas. SBCP's lending program is closely
synchronized with the goals, strategies, and geographic focus of SBCP's community development
program. As a consequence, SBCP's lending emphasizes on larger loans that finance high-impact
community facilities that create jobs, promote education, and foster opportunity.