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Self Help Credit Union


A deposit account in SHCU offers the security of a federally insured investment, and a market rate of return. Deposit accounts make a difference by providing home and small business loans to families and businesses that otherwise wouldn't have access to credit.

Accounts are open to individuals, nonprofits, religious organizations and foundations that are specifically interested in the security of a federally insured investment, a good rate of return, and most importantly, an investment with a positive community impact.

SHCU account services include:
Savings Account: Provides members a safe place to invest their money with no minimum balance. Money Market Account: Offers members nationwide ATM access (no charge), three checks per month, automatic investment, and electronic bill paying. ($500 minimum balance) Certificate of Deposit: Self-Help Credit Union offers Childcare and Environmental CDs, which specifically assist in their lending to childcare centers, community resources, and environmentally friendly businesses. ($1,000 minimum; rates and terms vary) Individual Retirement Accounts: Offers members an opportunity to plan for their retirement or establish an education fund. ($25 minimum investment) Economic Development Deposits (EDD): Offers members certificates at lower interest rates (0-2%). Specialized EDDs are offered targeted to disaster victims and special needs projects.

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