GMF principally offers five types of credit products:
- Direct Loans: Direct Loans will be made in U.S. Dollars. However, local currency loans may be extended in conjunction with mechanisms to mitigate the foreign exchange risk.
- Credit Line: This instrument allows clients to make use of GMF maximum loan term of 3 years during which they can gradually increase their loan amount.
- Syndicated Loans: Designed for MFIs interested in lowering their transaction costs, GMF can package debt from various commercial banks or local investors into a single contract loan.
- Purchase of Debt Instruments: GMF can purchase short- and medium-term debt instruments such as bond issues and CDs from MFIs.
- Guarantees: Stand-by Letters of Credit (SBLC) issued by an international bank with an investment-grade rating to fully or partially back local bank loans given to MFIs. The SBLCīs are collateralized with deposits made by GMF in the international banks issuing the SBLC.
All of GMF's instruments will be liquid with a maturity of less than three years, and when possible, negotiable.