NCIF provides loans, subordinated debt, and equity investments to start-up and expansion-stage natural resource-based businesses. NCIF also supports projects that promote sustainable development and have a positive impact on human health and the natural environment.
- Loan and Investment Program - Subordinated debt and equity ($5,000 to $250,000) for high-potential, emerging businesses in NCIF's sectors. NCIF targets enterprises unable to obtain sufficient conventional financing that have the potential to diversify rural economies and create or retain living wage jobs. With its "patient" capital, the Fund helps traditional lenders reduce their risk while incentivizing companies to meet specific environmental goals. Portfolio companies must meet all existing local, state and federal environmental regulatory requirements and adopt industry-specific best management practices.
- Targeted Technical Assistance - NCIF
provides intensive assistance to businesses in two areas:
- NCIF's deep sector expertise helps businesses tailor their operations, products and services, and infrastructure to reach markets profitably
- NCIF helps businesses get their financial house in order to support their growth. Such technical assistance helps leverage additional bank financing for start-up and expanding businesses and is central to NCIF's mission of providing gap financing to rural entrepreneurs.