- As a microfinance institution, CredAgro, provides low interest rate loans to rural
entrepreneurs as startup capital or further investment capital for established
- CredAgro provides these loan stuctures and services:
- Agricultural loans: This loan is directed towards the purchase and upkeep of the agricultural needs such as; live stock, feed, cropping material, seeds, gardening and etc.
- Trade loans – The loan helps with providing the capital for the processing of traded goods.
- Leasing: CredAgro offers leasing to provide agricultural producers with vehicles and equipment. The lease may run as long as three years.
- Automobile loans: Used only for the purchase of an automobile, this loan can improve the well being of the family as well as greatly enhance the productivity of the business.
- Equipment loans: The purpose of this loan is to provide funds for purchase of computers, furniture, electricity equipment and etc; which will significantly raise the standard of living for the borrower and increase the efficiency of the venture.
- All the loans and
leasing require that the borrower provided at least 20% of the funding for the specific need or