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CREDIT Microfinance Institution

PO Box 126
Phnom Penh, Kingdom of Cambodia

Contact: ,
Phone: 855 23 217 942
CREDIT Microfinance Institution

CREDIT's mission is to provide inclusive financial services tailored to the clients' needs through excellent services and positive relationships while maintaining organizational sustainability. CREDIT provides agricultural loans, dollar loans for individual and solidarity group borrowers, savings options, and local currency loans.


As a microfinance institution, CREDIT provides loans to small startup entrepreneurs as well as capital investment loans to established business in Cambodia. CREDIT is also distinctive as the institution also provides a savings program.

Client Population

CREDIT offers services covering the provinces of Kampong Cham, Kampong Chhnang, Siem Reap, Phnom Penh / Kandal, Prey Veng Kampong Speu, Takeo and Battambang. CREDIT's target clients are Cambodian people low/medium standard of living and have the specific intention to develop their family livelihood. It has over 18,000 active borrowers of which 95% are women.


A sample client impact study conducted in October 2005 showed that since joining CREDIT:


CREDIT Microfinance Institution
Mrs. Bopha opened a small shop with her husband in 1993, they sold numerous goods, but still only made around $5 a day. In 2003 they applied for a loan at CREDIT in order to expand their business and sales. Since 2003 they have received a total of four loans which has enabled them to increase their income substantially. They were able to buy land, send their children to school, and increase the quality of life for their family. Full Story

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