CrediChavin offers credit plans/loans for multiple sectors, as well as savings plans. Types of
loans include microfinance loans for small businesses, loans in the agricultural sector, and loans
in the transportation sector. Specialized loans are available to salaried workers that are
employed by government organizations such as schools and hospitals. In Peru, these public sector
employees usually receive minimal government salaries. To supplement their wages, many employees
start side-businesses which require funding. A majority of these loans offered by CrediChavin are
used as funding sources for working capital or fixed asset loans. As of June 2008, three school
systems accounted for 74% of CrediChavin's salaried worker loans.