FDL's programs seek to promote successful development and are directed at the reactivation of Nicaragua's economy of farmers and craftsmen. The programs focus on reform and the stimulation of production to address the problem of slow and stagnating economic development. FDL's programs include a land titling program, applied macro-economic and sector research, especially for the timber, textile and leather industries, technical assistance and training for small business, and promotion of adapted technologies and capitalization for small rural enterprises.
gives several types of loans that support its mission and goals.
- Agriculture Loans, directed at subsistence farmers, come with low interest rates and have loan terms of two to three years.
- Commerce and Service Loans, intended for microenterprises, come with interest rates of four percent, and have terms between one and three years.
- Housing and Consumption Loans, intended for farmers, come with interest rates between three and four percent, and have terms between three and four years.
- Small Industry Loans, targeted at microenterprises, come with interest rates of three percent, and have terms between one and three years.