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Community Ventures Corporation

1450 North Broadway
Lexington, KY 40505-3162

Contact: Maria Hendrichs,
Phone: 859-231-0054
Fax: 859-231-0261
Community Ventures Corporation

Community Ventures Corporation (CVC) is a community-based, nonprofit organization dedicated to improving the quality of life of urban and rural residents throughout Kentucky. CVC’s central mission is to provide individuals and families with the skills, income, and assets necessary to achieve financial independence. Since its inception, CVC has provided over $50 million of funding in the form of microenterprise, small business, and affordable housing loans.


Starting Business Through the Microenterprise Development Division, entrepreneurs have access to a range of training, technical assistance and lending programs at CVC. To assist in the start-up, stabilization or expansion of microenterprises, capital ranging from $500 to $35,000 is made available from CVC’s Microloan Fund. CVC also operates three small business incubators which provide below market office space, business support services and technical assistance to emerging ventures.

Expanding Business – Through the Job Development Division, CVC offers capital to small businesses seeking to expand and create jobs via:
Homeownership - CVC assists families to accumulate assets and build wealth via homeownership by offering the following products and services:

Client Population

CVC serves 45 counties in , western, central, northern and southcentral Kentucky with its microenterprise, SBE and pre-purchase housing products. It serves the entire state with its SBA 504, NMTC and foreclosure prevention programs. Approximately 60% of its residents are from urban areas, while 40% are from rural communities. About half of CVC’s clients are Caucasian; and half are of African-Americans race. Again, the breakdown of clients by gender is about 50-50, male and female. Most microenterprise and housing customers have incomes at or below 80% of the area median income, indicating a longstanding commitment to pockets of Kentucky’s marginalized population.


CVC is the definitive leader in micro business lending in the southeastern United States. In 2008, CVC accounted for 17% of all approved SBA Micro-Loans in the US. CVC’s microloan production increased about 500% from 2007 FYE to 2008 FYE. Since its inception nearly 4,000 people have benefited from CVC’s lending and housing programs.


Community Ventures Corporation
Gene and Natasha Williams of Natasha’s Café in Lexington, Kentucky are on a roll. From strictly a business perspective, they’re looking great. On July 4th, they celebrated their third anniversary at a new expanded location, and business is thriving.

Natasha’s has become an area treasure, and Community Ventures is proud of its role in nurturing this emerging business. The Williams’ appealed to CVC to help accommodate their 2000 expansion and 2001 move. Full Story

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